As of May 25, 2018, Atlantic Coast Financial Corporation was acquired by Ameris Bancorp. Atlantic Coast Financial Corporation operates as the holding company for Atlantic Coast Bank that provides various banking services to individual and business customers primarily in Northeast Florida, Central Florida, and Southeast Georgia. It accepts various deposit products, including noninterest-bearing and interest-bearing demand, savings, money market demand, time deposit, and checking accounts, as well as certificates of deposit. The company also offers one-to four-family residential first and second mortgage, home-equity, commercial real estate, commercial and residential construction, multi-family real estate, commercial business, and automobile and other consumer loans. As of December 31, 2017, it operated 10 full-service branch offices and 4 lending offices. The company was founded in 1939 and is headquartered in Jacksonville, Florida.